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Jewelry Insurance

Jewelry & Watch Insurance that Protects You

Jewelers Mutual Jewelery Insurance protects your fine jewelry and watches from virtually every risk imaginable.

If your jewelry needs repair or replacement, we won’t leave you to figure it out on your own. We’ll work with your jeweler of choice to get your most cherished piece back where it belongs.

Check Your Rate

Do I really need jewelry insurance?

Jewelry insurance is essential for safeguarding your valuables

Misconception: Jewelry should be insured through homeowner or renters policy.

Home insurance companies are experts at insuring homes, not jewelry.

Choose standalone jewelry insurance for more protection.

11,000+ 5-star Reviews

Jeweler's Mutual Reviews

Jewelers Mutual take the guessing game out of insuring your jewelry. It’s clear on what they covered and not. Application is easy. Renewing is easy. Discounts for alarm system, etc. my experience usually cheaper. There is not other insurance company I would recommend for your jewelry. Check it out. Compare.

Cindy Hilton

The Price was way less than I thought it would be and getting insurance was so easy and painless.

Kimberly Hayhurst

Easy process when I lost one of my favorite earrings. I filed my claim was logged quickly, someone emailed me with updates and before long my jeweler called to tell my earring had been replaced. Wonderful company to work with.

Diane Stuerke

How much is Jewelry/Watch Insurance?

Insuring jewelry or watches through Jewelers Mutual may cost as low as 1-2% of the jewelry’s value. Various factors, including location, influence jewelry insurance costs.

$72/yr

for a $5,000 ring in Dallas (75043) with a $100 deductible

$98/yr

for a $7,000 watch in Oakland (94577) with a $100 deductible

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